Cookie Policy
The data controller Era Finance Ltd. (private limited company, company code C 92740 , registered at Suite 1, Sterling Building, Enrico Mizzi Street, XBX 1453, Ta’ Xbiex, Malta) (hereinafter the “Company“ or “we“), uses cookies in this website bankera.com. This Cookie Policy (hereinafter the “Cookie Policy“) explains what type of cookies we use, the information we collect using the cookies about the website’s visitors or customers (hereinafter “you“) and the aims for processing such information. If you have any questions about this Cookie Policy please contact us by e-mail: [email protected].
What are cookies?
Cookies are small information files that your device (personal computer, telephone or laptop) browser finds on the website you visit and stores in your device. Cookies work to make your experience browsing our website as smooth as possible and they remember your preferences (your browsing habits, actions, and settings) so you don’t have to insert your details again and again. Also, cookies might allow monitoring the frequency of visits to the website and collect general statistical information on the number of visitors to the website, as well as, deliver advertised content which could be relevant to you or track the effectiveness of our ad campaigns on third party websites.
There are different categories of cookies which could be classified as follows:
A. By their duration:
The session cookies
These cookies are temporary and expire once the user leaves the site.
The persistent cookies:
These cookies will remain stored on your computer or device until deleted or until they reach their expiry date.
B. By their purpose:
The necessary cookies
Some cookies are essential for the website’s navigation, performance, security and functionality. These cookies are required in order to deliver information and services to you. For example, these cookies allow you to look through our website and to log-in to your account. Without these cookies, some parts of our site just won’t work as they should. Please note that necessary cookies are essential and do not require consent.
The preference cookies
These cookies (also called “functional“ or “customizer cookies“) allow our site to remember your preferences, helping you to customize your experience on our site. That way we can remember you when you return to our site, direct you to the homepage of your current location and provide you with live chat support if needed.
The statistical cookies
These cookies (also known as “performance improvers“) tell us about how you use the site and, herewith, help us to make it better. These cookies do not use any personal data and provide us only with the aggregated data. In case we use Google Analytics cookies, not only we anonymize data which is collected but also we ensure the data sharing has been turned off and we do not use other Google services in combination with the Google Analytics cookies unless you have expressed your consent regarding use of marketing cookies. For example, these cookies count the number of visitors to our website and see how visitors move around when they are using it. This helps us to improve the way our site works, for example, by ensuring that users find what they are looking for easily.
The marketing cookies
These cookies (also called “targeters“ or “advertising cookies“) are used on the website in order to deliver advertised content which is relevant to you and measure the success of our marketing campaigns. These cookies are placed on our website by our third-party service providers and may remember your web browsing activity and actions across websites, as well as analyze demographic information, such as age and gender. Also, marketing cookies can be used to track the effectiveness of our ad campaigns on third party websites. These cookies allow us, for example, to advertise our services for potential customers after they exit our website, serving these potential customers ads on other sites they visit later.
C. By the party which implements the cookies:
First party cookies
These cookies are issued from the website itself. The first-party cookies often serve to give memory to the website about the user's data and preferences.
Third-party cookies
These cookies are set by third parties and used on our website. The aim of third-party cookies is often to collect certain information to carry out various research into behavior, demographics and not least for targeted marketing, etc., therefore, in most cases third parties have access to the data collected via their set cookies. The third-party may also on its own initiative adjust the current list of its set cookies from time to time. By setting their cookies on our website third parties may also use other partners for cookie matching which may implement their cookies, as well. The list of the third-party selected partners may vary depending on their business relationship, therefore, for more information about third-party set cookies and partners engaged by third-party you should look at third-party’s website (i.e. third-party’s privacy policy). The specific cookie may contain features from different types of cookies. For more information about the cookies please read Cookies we use.
Why do we use cookies?
We may use cookies in order to:
- ensure the functionality of the website
- constantly improve and develop the website
- analyze the flow and to personalize the marketing content which might be interesting for you
- provide the third parties‘ content
How do we use cookies?
We use cookies to enhance your browsing experience by:
- recognizing when you log in and any preferred settings
- giving you a browsing experience that is unique to you and to serve you content which we believe improves your site experience
- analyzing how you use our site which helps us to troubleshoot any problems and to monitor our own performance
Cookies we use
| Cookie name | Category | Provider | Purpose | Creation time | Validity term | Data Uses | Type |
|---|---|---|---|---|---|---|---|
| __cfduid | Necessary | CloudFare | These persistent and session cookies are third-party cookies set by Cloudflare. They identify individual clients behind a shared IP address and apply security settings on a per-client basis. No personally identifiable information is stored. - Learn more about Cloudflare's cookies - https://www.cloudflare.com/privacypolicy/ | Upon the entry to the website | 1 year | Unique ID, duration | HTTP |
| _fbp | 1 year | ||||||
| cf_ob_info | Session | ||||||
| cf_use_ob | Session | ||||||
| defaultLanguage | Necessary | Bankera | Stores user language by location. This cookie is required to show website language based on user country. | Upon the entry to the website | Session | Unique session ID, duration | HTTP |
| ga-disable-[property-id] | Necessary | Bankera | Stores users cookie preferences. Other cookies will be loaded, or prevented from being loaded based on the value of this cookie. | Upon accepting or rejecting cookies in the cookies notice. | Indefinite, until cookies cleared. | Storage of cookie preferences | HTTP |
| 1P_JAR | Necessary | These cookies are used for the functionality of Google Recaptcha which helps the company to detect abusive traffic on its website without any user friction and hereby protects the website from spam and abuse. Google Recaptcha uses an advanced risk analysis engine and adaptive challenges to keep automated software from engaging in abusive activities on the company's site. Therefore, the use of Google Recaptcha is indispensable for the security of the website. These cookies may also be used for other purposes set by Google. In order to know more please check the terms of use for Google and it's privacy policy, available here: https://policies.google.com/terms https://policies.google.com/privacy | Upon the entry to the contact us page | 1 month | User's preferences and other information such as the preferred language, the number of search results to be displayed on the page, result if the Google SafeSearch should be activated or not. For more information about usage you may check Google terms of use and privacy policy, available here: https://policies.google.com/terms https://policies.google.com/privacy | HTTP | |
| CONSENT | 20 years | ||||||
| ANID | 2 years | ||||||
| APISID | 3 years | ||||||
| HSID | 3 years | ||||||
| NID | 2 years | ||||||
| SAPISID | 2 years | ||||||
| SID | 2 years | ||||||
| SIDCC | 6 months | ||||||
| DV | 1 hour | ||||||
| __livechat | Preference | LiveChat, Inc | LiveChat, Inc. uses cookies to provide you with the best software service possible. Cookies are used while using services rendered by LiveChat, Inc. You can read more about our cookie policy in our Privacy Policy: https://www.livechat.com/legal/privacy-policy/#main . | Upon the entry to the website | 1 month | Unique ID, duration | HTTP |
| utm_uuid | Statistical | Bankera | Used to identify user between first entry to the website and their subsequent actions on the website. | Upon the entry to the website. | 3 years | Unique ID, duration | HTTP |
| ref_id | Statistical | Bankera | Used to store referral ID and track time when the user entered the website with referral parameter in the URL. | Upon the entry to the website. | 3 years | Unique ID, duration | HTTP |
| _ga | Statistical | Google Analytics | Used to distinguish users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. | Upon the entry to the website | 24 hours | Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other ), source of traffic, general anonymized demographics and interest groups | HTTP |
| _gid | Statistical | Google Analytics | Used to distinguish users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. | Upon the entry to the website | 24 hours | Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other ), source of traffic, general anonymized demographics and interest groups | HTTP |
| _gat | Marketing | Google Analytics | Used to throttle request rate | Upon accepting marketing cookie option in cookie notice and then after navigating pages. | 1 minute | Unique ID, duration | HTTP |
| bankera-facebook-pixel | Marketing | Bankera | Stores users cookie preferences. Facebook Pixel will be loaded, or prevented from being loaded based on the value of this cookie. | Upon accepting or rejecting cookies in the cookies notice. | Indefinite, until cookies cleared. | Storage of cookie preferences | HTTP |
Note: these are cookies actively used by bankera.com. If you inspect cookies by using, e.g. chrome developer tools, you can sometimes see more. That is because other projects, like exchange.bankera.com, also set their own cookies under the same domain "bankera.com". And yet, these cookies are never transmitted to anywhere when visiting bankera.com, so they are not technically "used or active". | |||||||
How could you change cookies preferences?
You can revoke your cookies consent . In such a case, only the necessary cookies will be stored.
Please note, that in some cases, deleting cookies may slow down the speed of browsing the web, restrict the functionality of certain website features or block access to the website.
You can also set your browser to accept all cookies, reject all cookies or notify when the cookie is downloaded. Each browser is different, therefore, if you do not know how to change your cookies settings, check out its Help menu. Your device’s operating system may have additional cookie controls. If you do not want the information to be collected using cookies, in your browser settings refuse the use of cookies. To learn more about managing cookies, visit: www.allaboutcookies.org/manage-cookies/.
Our website might contain links to websites of other companies or organizations. Please note that our company is not responsible for the content of such websites, privacy principles or cookies they use.
Therefore, if you visit other websites from bankera.com you should check their privacy or cookie policies.
Changes to the Cookie Policy
In order to comply with the changes of legislation governing the use of cookies or generally accepted practice related to the use of cookies or due to other important reasons, we may update this Cookie Policy from time to time by sole decision of the Company without separate notice to you. Any such changes will be effective upon the posting of the revised Cookie Policy and you are solely responsible for reviewing any such notice and the corresponding changes to the Cookie Policy. Your continued use of the website following any such revisions to the Cookie Policy will constitute your acceptance of such changes. For more information about processing your personal data please check our Privacy Policy.