Referral Program Terms & Conditions

As a Referral Program participant (a “Partner”), you are subject to the Privacy Policy (available on website), as well as the following additional Terms & Conditions for Referral Program of Era Finance Ltd (with trademark “Bankera”) which acts as an authorised intermediary of UAB Pervesk (a “Company”), distributing Company’s financial services via

Referral Program. Referral Program is defined as promoting the Company’s services, such as payment account or card services, loan services or any other services, offered by the Company and finding new customers for the Company who arrive at the Company website by clicking your Referral Program link.

Referred Customer. The Referred Customer and the Partner cannot be the same person (for example, by using a different email address). The Referred Customer has to be a new customer who was never a customer of the Company. Company will automatically disqualify suspicious referrals.

Referral Rewards. For a Partner to earn referral rewards, the Referred Customer must sign the Business+ Pricing Service agreement with the Company in 3 (three) months period after the Partner’s referral was made. The Company will provide approval (written or via email) to the Partner that Service agreement was concluded due to the Partner’s referral. If all mentioned above requirements are met, Partner will earn 100 EUR per each Referred Customer. Company is not responsible for Referral Rewards on service promotions to prospect customers that the Partner thought were associated with the Referral Program but were not registered by the Company.

Reward Payments. Rewards to the Partner are paid in euros to the Partner’s account opened in the Company only, after the end of each month. There shall be no other payments to the Partner under Referral Program except Referral Rewards, as described above. Partner is responsible for any and all tax liability resulting from Referral Rewards.

Eligibility. Referral Program cannot be used by persons that have entered into the Referral Partner Agreement before, and by customers that are acting as Company‘s introducers in accordance to a separate agreement with the customer.

No Spam. Partner shall not send unsolicited electronic messages to multiple unrelated recipients or otherwise engage in any other form of mass electronic communications, follow all possible anti-spam rules, and in no way put the Company in any association with the spam. Violations of these limitations will be the cause for immediate termination of the Referral Program, cancelation of any payments under Referral Program, and refund of all payments made under Referral Program, as well as application of all liability of the Partner due to the breach of these rules.

Liability. The Company makes no express or implied warranties or representations with respect to the implementation of Referral Program or Partner’s potential to earn income from it. Company accepts no responsibility for any loss or damages if the Partner or their referred prospect customer provides any wrong or false information.

Right to Cancel Program or Change Terms. The Company reserves the right to cancel the Referral Program or modify these Terms & Conditions (including the amount of the Referral Reward) at any time in its sole discretion. If the Partner and/or Referred Customer attempts to use the Referral Program in a questionable manner, breaches any of these Terms & Conditions, or is in violation of any law, statute, or governmental regulation, any referral rewards will be cancelled at that time.