Does the business or its partner have to secure a part of the loan?

At Bankera, securing the loan is highly recommended and obligatory in most of the cases. The loan can be secured in several ways, including promissory notes, guarantees, and real estate provided by the company, its related person or business partner.

In certain situations, we might consider issuing an unsecured loan to our clients. However, the loan conditions, such as the interest rate, might be less favourable, while the maximum amount available to borrow would be lower.

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